Highest Standard Loans
Through our special partnership we are able to offer HedgeLoan® products, which have a trusted history of over 10 years in stock loan services.
Individually Designed Loan Programs
Loans tailored to the financial needs of each individual.
Timely Execution
Assisted by our loan professionals the loan process is carried out in a timely manner. Once the loan is approved the funds are typically transferred within 72 hours.
Total Security
The HedgeLoan® 8 step process assures the utmost security to each borrower.
Detailed Term Sheets
Once you talk to one of our loan specialists, a detailed term sheet will be sent to you laying out all of your loan's features.
Industry's highest loan-to-value stock loans
We offer HedgeLoan® stock loans up to 85% of your portfolio's value.
Early payoff choices
We offer many flexible programs that can be tailored to your early payoff needs.
Limited recourse
If you default on your loan, you can walk away with no negative effect on your credit.
No margin calls
If the price of your stocks drops, there are no margin calls.
Professional customer service
To answer any questions you may have, we have representatives available 24/7.
Not connected to the credit market in any way
HedgeLoan® are available in any market conditions.
Stock Loan Services
Once you realize the benefits to acquiring stock loans, you may be curious as to what stock loan services are available to you. There are many different asset backed loan options which may fit your needs perfectly. Four in particular are ones which cover a wide array of services and one of the following may be the perfect non recourse stock loan for you to acquire.
Full Growth Stock Loan
One type of stock loan available to borrowers is the Full Growth Stock Loan. This particular variety of loan allows the borrower to have the benefit of unlimited upside growth on their loans and a 90% loan to value (LTV) standard. The borrower who chooses the Full Growth Stock Loan will have to pay a higher interest however this payment can be offset by the fact that they will receive the unlimited growth in the loan. There is a limited recourse attribute of this loan where the borrower may default on the loan should the stock depreciate and the other assets of the borrower will not be touched nor will a negative rating on their credit be issued. The dividends will be applied to the accrued stock loan interest and such interest can be accrued or paid.
Capped Growth Stock Loan
The second variety of stock loan we offer borrowers is the Capped Growth Stock Loan. The Capped Growth Stock Loan is similar in most ways to the Full Growth Stock Loan with one main difference: the appreciation on the stocks is capped at a certain amount. Therefore, if you choose the Capped Growth Stock Loan you will only receive your upside growth to a certain percentage. The benefit to this type of loan is that you will pay lower interest rates than a full growth type of stock loan. Also, the Capped Growth Stock Loan is a non recourse stock loan, which means that should you default on this loan, only the stock is relinquished not the funds.
Lower Interest/Lower LTV Tradeoff HedgeLoan®
The Lower Interest/Lower LTV Tradeoff HedgeLoan® is a flexible type of loan where you can use your stocks as collateral. Many different types of stocks can be used for this lower interest, lower LTV securities loan. Even pink sheets may be used as collateral for the Lower Interest/Lower LTV Tradeoff HedgeLoan® which further opens up opportunities for you, the borrower. The upside caps on this stock loan are favorable as well with the borrower enjoying 100% over base value annually. This limited recourse loan is a good choice for many individuals.
Selective Prepayment HedgeLoan®
Another popular type of stock loan which you may be interested in pursuing is the Selective Prepayment HedgeLoan®. With up to 85% in LTV and low interest rate, many find this to be an attractive stock loan option. The Selective Prepayment HedgeLoan® also allows you to pay off the loan early with dividend passthrough. Your interest on the loan is paid quarterly and there are no margin calls. In addition, all upside performance goes to the borrower, which is an added nicety of any stock loan. This non recourse stock loan is a favorite amongst those searching for the perfect loan package.
Please consult with a licensed tax, insurance, securities buy-sell, or financial advisor for guidance on the use of HedgeLoan® proceeds. Not available in any jurisdication where prohibited. Please consult our disclaimer before proceeding with any loan transaction.
