First Name
Last Name
Email
Phone Number
Comment
Highest Standard Loans
Through our special partnership we are able to offer HedgeLoan® products, which have a trusted history of over 10 years in stock loan services.
Individually Designed Loan Programs
Loans tailored to the financial needs of each individual.
Timely Execution
Assisted by our loan professionals the loan process is carried out in a timely manner. Once the loan is approved the funds are typically transferred within 72 hours.
Total Security
The HedgeLoan® 8 step process assures the utmost security to each borrower.
Detailed Term Sheets
Once you talk to one of our loan specialists, a detailed term sheet will be sent to you laying out all of your loan's features.
Industry's highest loan-to-value stock loans
We offer HedgeLoan® stock loans up to 85% of your portfolio's value.
Early payoff choices
We offer many flexible programs that can be tailored to your early payoff needs.
Limited recourse
If you default on your loan, you can walk away with no negative effect on your credit.
No margin calls
If the price of your stocks drops, there are no margin calls.
Professional customer service
To answer any questions you may have, we have representatives available 24/7.
Not connected to the credit market in any way
HedgeLoan® are available in any market conditions.
Stock Loan FAQ's
When first learning about stock loans you will undoubtedly have a large number of questions pertaining to stock loans and how they work. The following FAQ section will answer many of these questions and make the stock loan process easier to digest.
Why do stock loans benefit borrowers?
Stock loans benefit borrowers in many ways. They provide you with a way to borrow money using only your stocks as collateral on the loan. In addition, these nonrecourse stock loans are beneficial as they will protect your other assets by keeping them safe from attachment should repayment of the loan fail to occur. Also, many stock loans allow you to still reap the benefits of the proceeds from your stocks while the loan is active.
What stock loans are offered?
StockLoanCentral.com offers four basic types of stock loans. These include the Full Growth Stock Loan, Capped Growth Stock Loan, Lower Interest/Lower LTV Tradeoff HedgeLoan® and the Selective Prepayment HedgeLoan®. Definitions of these different types of loans can be found on our Stock Loan Services page.
Are these stock loans nonrecourse ones?
Yes. With nonrecourse stock loans such as these, should you default on your loan by being unable to make timely loan payments, the only thing you will lose is your stock portfolio. Upon forfeiting the portfolio, your stock loan will be labeled paid in full. There will be no negative reflection on your credit report and you will keep any funds that were disbursed to you as part of the loan.
What happens when stock prices fluctuate?
The loan quote which you are given will be based on your portfolio evaluation. Price changes are included as part of the volatility analysis of the stock portfolio. Therefore, the evaluation will provide us with a fixed type of asset which we can base the loan on.
Are there risks involved with stock loans?
It is important to know that risks are involved with any type of stock transaction due to the changing nature of stocks. With that said, stock loans are often placed in a minimal risk category. This is due to various reasons but mostly due to the nonrecourse nature of many stock loans.
Are non-U.S. securities allowed to be used as collateral in stock loan transactions?
Yes. Some non-U.S. securities are allowed to be put up as collateral. Some of the other countries include UK, Japan, Israel, Australia, India, Canada and Korea, to name just a few.
Is there a specific criterion borrowers must meet with regard to securities in order to obtain a stock loan?
There is a specific criterion which borrowers must meet regarding securities before they are approved for a stock loan. However, the criteria is not so burdensome as to prevent many individuals from obtaining loans of this type due to the stock loan options offered and wide variety of securities accepted by us.
What can the funds be used for?
Pretty much anything you want to use the loans for, you are able to do so. Basically you may use the funds for any legal purpose. The only restriction pertains to marginable securities.
How quickly may funds be obtained?
Some individuals may be able to obtain their funds within 48 hours. In most other stock loan cases, you may have your funds 72 hours post-settlement.
Get Started on Financial Security
Fill out our short form and an account represenative will contact you within 24 hours.
Please consult with a licensed tax, insurance, securities buy-sell, or financial advisor for guidance on the use of HedgeLoan® proceeds. Not available in any jurisdication where prohibited. Please consult our disclaimer before proceeding with any loan transaction.